Here us some basic information to start about North American's three newsiest ILU Policies & the information on them below. This is a top 5 IUL provider without a doubt. You could even consider their builder 4 to be in the top 3 as far as accumulations goes . Although, there is never a clear number 1 winner takes all best policy to go with for everyone. They all have different factors that affect the crediting to the indexes and there segments rules and the health age of the client applying. That why you rely on us to know the breakdowns for where you fit in the charts depending on what you might do with the policy. Here at North American we have 3 options for that. Although still there may be other carriers that are a better fit for you and that is what you hire us to find out.